江苏泰州社保基数10800能拿多少

有家健康网 2025-04-26阅读量：7337

If your social security base in Taizhou, Jiangsu is 10,800 yuan, here's an estimate of how much you might receive:

1. Pension:

• Basic Pension: The calculation of the basic pension is related to the average monthly wage of on - the - job employees in the province in the previous year, the average index of individual payment, and the payment years. Suppose the average monthly wage of on - the - job employees in the province in the previous year is ​A yuan, and your average payment index is ​B. If you have paid for ​n years, the formula for the basic pension is ​(A+A×B)÷×n×1%. However, without knowing the specific values of ​A, ​B, and ​n, it's difficult to calculate accurately. For example, if ​A= yuan, ​B=1.2 (assuming), and ​n= years, then the basic pension ​=(+×1.2)÷××1%= yuan.

• Personal Account Pension: The personal account pension is calculated based on the amount in your personal pension account. If your monthly contribution to the pension is ​×8%= yuan. Over the years, with interest added, assume you have paid for 30 years, and the total amount in your personal account is ​M yuan. The personal account pension ​=M÷计发月数. For example, if you retire at 60 years old, the 计发月数 is 139. If ​M= yuan (estimated), then the personal account pension ​=÷≈ yuan. The total pension is the sum of the basic pension and the personal account pension.

2. Medical Insurance:

• The amount reimbursed by medical insurance depends on many factors such as the type of medical treatment, the medical insurance catalog, and the deductible line. When you see a doctor or are hospitalized, after meeting the deductible line, the part within the medical insurance catalog can be reimbursed at a certain proportion. For example, for general outpatient visits, if the deductible line is 100 yuan and the reimbursement proportion is 70%, and your medical expenses are 500 yuan, the reimbursable amount ​=(−)×70%= yuan.

3. Unemployment Insurance:

• The amount of unemployment insurance benefits is generally related to the local minimum wage standard. In Taizhou, the unemployment insurance benefits are usually a certain percentage of the local minimum wage. For example, if the local minimum wage is 2000 yuan, and the unemployment insurance benefit standard is 80% of the minimum wage, you can receive ​×80%= yuan per month during the unemployment period, and the maximum number of months of receipt is related to your payment years.

4. Work - related Injury Insurance:

• In case of work - related injuries, work - related injury insurance will cover medical expenses, disability allowances, etc. The amount of compensation depends on the degree of injury. For example, if it is determined as a level 10 disability, the one - time disability allowance is generally a certain multiple of the average monthly wage of on - the - job employees in the region in the previous year.

5. Maternity Insurance:

• Maternity insurance provides maternity allowances and reimburses maternity medical expenses. The maternity allowance is calculated based on the average monthly wage of the employer in the previous year. If the average monthly wage of your employer is 10,800 yuan, and the maternity leave is 128 days (for example), the maternity allowance ​=÷× yuan.

In general, the actual amount you receive from social security in Taizhou with a base of 10,800 yuan varies depending on specific policies, your payment years, and actual situations. It is recommended to consult the local social security department for accurate information.

社保的具体计算较为复杂，涉及众多参数与政策细节。如果你对文中计算方式或某些政策规定有疑问，欢迎告诉我，我可以为你进一步解释。