河南济源社保基数8100能拿多少

有家健康网 2025-04-29阅读量：4498

If the social security base in Jiyuan, Henan is 8100, the amount that can be received varies depending on different social security types and specific calculation methods. Here's a breakdown:

1. Pension Insurance:

• Basic Pension: It is calculated based on the formula ​(Jiyuanpensioncalculationbase+Jiyuanpensioncalculationbase×averagecontributionindex)÷×contributionyears×1%. Suppose the pension calculation base is 6401 yuan (data from a certain year), and the average contribution index is 1 (for example), if the contribution years are 30 years, then the basic pension = ​(+×)÷××1%=1920.3 yuan.

• Personal Account Pension: Calculated as the accumulated amount in the personal pension account ​÷ the distribution months determined by the retirement age. For example, if the accumulated amount in the personal account is 150,000 yuan and the retirement age is 60 years old (the distribution months are 139), then the personal account pension = ​÷≈1079.14 yuan.

• Transitional Pension: For those with 视同缴费年限，it is calculated as the pension calculation base of that year ​×视同缴费指数 ​×视同缴费 years ​× transition coefficient. Assuming the pension calculation base is 6401 yuan, the 视同缴费指数 is 0.8, the 视同缴费 years are 5 years, and the transition coefficient is 1.3%, then the transitional pension = ​×0.8××1.3%=332.85 yuan. The total pension = basic pension + personal account pension + transitional pension. In this example, it is approximately ​1920.3+1079.14+332.85=3332.29 yuan.

2. Medical Insurance:

• Employee Medical Insurance: For non - financial appropriation employers, the total contribution rate is 9.5% of the employee's monthly salary. The employer pays 7.5% of the salary, which is ​×7.5%=607.5 yuan; the individual pays 2% of the salary, which is ​×2%= yuan. The amount returned to the personal account for active employees is 2% of their salary, that is ​×2%= yuan per month. For retired employees, it is 2% of the average monthly pension level in Jiyuan in 2021 (55 yuan/month). When seeing a doctor in a designated outpatient clinic, there are regulations on the deductible, single - time reimbursement limit, and annual maximum reimbursement limit. For active employees, the single - time maximum payment limit is 120 yuan per time, and the annual maximum payment limit is 1500 yuan.

3. Unemployment Insurance: The contribution rate of unemployment insurance in Henan Province is generally 1% (the sum of the employer and employee contributions). Assuming the employer pays 0.7% and the employee pays 0.3%, for an employee with a salary of 8100 yuan, the employer's contribution is ​×0.7%=56.7 yuan, and the employee's contribution is ​×0.3%=24.3 yuan. When unemployed, the amount of unemployment benefits received is related to factors such as the contribution years, generally a certain percentage of the local minimum wage.

4. Work - related Injury Insurance: The contribution rate of work - related injury insurance varies according to different industries, ranging from 0.2% to 1.9%. For example, if it is a low - risk industry with a contribution rate of 0.2%, the employer's contribution is ​×0.2%=16.2 yuan. Employees do not pay work - related injury insurance premiums themselves. In case of work - related injuries, employees can receive corresponding work - related injury benefits, including medical expenses, disability allowances, etc., depending on the degree of injury.

5. Maternity Insurance: After the merger of maternity insurance and basic medical insurance in Jiyuan, for non - financial appropriation employers, the contribution rate is included in the total contribution rate of medical insurance. The maternity allowance is calculated based on the average monthly salary of the employer's employees in the previous year. If the average salary of the employer's employees is 8100 yuan, and the maternity leave is 98 days (in line with national regulations), the maternity allowance = ​÷×= yuan.

It should be noted that the above calculations are for reference only. The actual amount of social security benefits is affected by many factors such as changes in local policies, contribution years, and specific personal situations. It is recommended to consult the local social security department for accurate information.